United Kingdom

Our award-winning pensions team is experienced in advising trustees, employers, consultants and insurers on all aspects of pensions law. As well as day-to-day advice, we have particular experience advising on benefit redesign, scheme closures and liability reduction. We are industry-leaders in longevity hedging, buy-in, buy-out, asset-backed funding, funds and corporate restructuring. Unlike other pension law practices, we work on litigation, as this enables us to brief clients in full on any potentially contentious issues and provides a balanced approach to our advice. CMS also leads the way on pensions de-risking transactions – acting on 8 of the 10 largest deals in 2019.

We provide schemes of all sizes with clear, pragmatic and proactive advice. Keeping our clients up-to-date is a priority for us and we share our unparalleled insight through a wide range of resources, which focus on what you need to know and, practically, what you need to do.

With 60+ UK lawyers, we have one of the largest pension teams of any major UK law firm (and the largest London pensions team in a full-service law firm). We are widely regarded as market-leaders in the pensions industry maintaining our top tier rankings for Pensions and Pensions Litigation in Chambers and Legal 500 for over a decade. 

Industry recognition

  • ‘Pensions Law Firm of the Year 2019’, Pension and Investment Provider Awards 2019.
  • ‘European Pensions Law Firm of the Year 2019’, European Pensions Awards.
  • In 2019 we published CMS’s Pensions Law Handbook (14th edition), a definitive 1,000 page guide to UK pensions law, awarded the APL Wallace Medal for “meritorious work in communicating and explaining legal issues affecting pensions”.
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CMS is ‘the best in the market’

Legal 500, 2020

"They're the biggest hitter both in terms of litigation and advisory work. They have resources that no one else can contemplate and they do phenomenal work."

Chambers, 2020
Law-Now: Pen­sions
Vis­it Law-Now for leg­al know-how and com­ment­ary
CMS Pen­sions Law­Cast
Hos­ted by CMS Pen­sions ex­perts, this series looks ahead to the key is­sues...


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13 August 2020
CMS named Pen­sions Law Firm of the Year
CMS has been named “Pen­sions Law Firm of the Year” at the 2020 UK Pen­sion and In­vest­ment Pro­vider Awards, for the second con­sec­ut­ive year. Read more here.
10 July 2020
Pen­sions Om­buds­man Up­date – Ju­ly 2020
Wel­come to the latest reg­u­lar Pen­sions Om­buds­man Up­date from the CMS Pen­sions Team. The Pen­sions Om­buds­man re­solves hun­dreds of cases every year which are not only im­port­ant for the parties con­cerned,...
28 July 2020
CMS ad­vises LV= Em­ploy­ee Pen­sion Scheme on £800m buy-in and longev­ity swap...
CMS has ad­vised the Trust­ee of the LV= Em­ploy­ee Pen­sion Scheme on the con­ver­sion of a longev­ity swap held with Re­As­sure in­to an £800m buy-in with Phoenix Life. Read more here.
18 June 2020
Green light for DB con­sol­id­a­tion
The Pen­sions Reg­u­lat­or (“TPR”) has this morn­ing pub­lished in­ter­im guid­ance on the stand­ards it ex­pects from Defined Be­ne­fit con­sol­id­a­tion vehicles. This guid­ance is ex­pec­ted to open the door for schemes...
26 May 2020
CMS Pen­sions Law­Cast
14 May 2020
Trust­ee Know­ledge Up­date – May 2020
Trust­ees of oc­cu­pa­tion­al pen­sion schemes have a stat­utory duty to en­sure that they have an ad­equate know­ledge and un­der­stand­ing of the leg­al is­sues rel­ev­ant to their scheme. They must also en­sure that...
15 April 2020
CMS an­nounces 41 new part­ners in 2020 glob­al pro­mo­tions
In­ter­na­tion­al law firm CMS is pleased to an­nounce the pro­mo­tion of 41 new part­ners glob­ally in 2020, span­ning 15 cit­ies across Europe, Lat­in Amer­ica and Africa. The UK ac­counts for just un­der half of glob­al pro­mo­tions with 18 new part­ners ap­poin­ted.
16 March 2020
Gov­ern­ment con­sulta­tion on pro­pos­als to ad­dress the short­com­ings of the...
The Gov­ern­ment and the UK Stat­ist­ics Au­thor­ity (UKSA) have launched a con­sulta­tion, rel­ev­ant to the United King­dom, on UKSA’s pro­pos­als to ad­dress the short­com­ings of the Re­tail Prices In­dex (RPI) meas­ure...
23 December 2019
Is there a doc­tor in the house?
This item first ap­peared in Health­care­Markets, Decem­ber 2019. John Han­ratty writes an art­icle "Is there a doc­tor in the house?".
03 March 2020
DB fund­ing code con­sulta­tion
Today the Pen­sions Reg­u­lat­or (“TPR”) has pub­lished its first con­sulta­tion on a new fund­ing code for defined be­ne­fit pen­sion schemes. This seeks views on the gen­er­al ap­proach and prin­ciples. TPR ex­pects...
17 December 2019
CMS ad­vises FTSE100 pen­sion scheme on ground-break­ing £800m longev­ity swap...
CMS ad­vises FTSE100 pen­sion scheme on ground-break­ing £800m longev­ity swap with Zurich and Han­nov­er Re. Find out more.
20 February 2020
RPI Re­form: should you be tak­ing ac­tion?
On Budget Day, cur­rently 11 March 2020, the Gov­ern­ment is ex­pec­ted to start a con­sulta­tion on chan­ging how the Re­tail Prices In­dex (RPI) is cal­cu­lated. The changes could lead to a trans­fer in value from...