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FinTech Bytes

Welcome to the TMT podcast series, 'FinTech Bytes'.

FinTech Bytes by CMS is a podcast which gives listeners a ‘bite-sized’ overview of topics affecting the FinTech market and provides insights into some of the latest tech, regulatory, market trends and issues affecting innovation in financial services and how they are relevant to FinTechs. 

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Episode #1 - Operational Resilience 

In this episode, we discuss ‘Operational Resilience’. Your hosts, Yasmin Johal, an associate in our Finance Regulatory team, and Daniel Gallagher, a senior associate in our Technology team look at key practical tips for maintaining operational resilience and these differs between FinTech and banks.

Episode #2 - Interview with Alan Ainsworth from the OBIE (Part 1) 

In this episode, Dil-Veer Kang, associate in our Finance Regulatory team, and Yasmin Johal, associate in our Finance Regulatory team, interview Alan Ainsworth, Head of Policy at the Open Banking Implementation Entity (OBIE), to explore the benefits of open banking and what the OBIE have been doing in this space. It is the first of two parts exploring open banking.

Episode #3 - Disputes 

In this episode, Vanessa Whitman, a partner & solicitor advocate in our Finance Disputes team, and Rachel Harrison, a senior associate & solicitor advocate in our Finance Disputes team, discuss key lessons they have learned from working on Fintech disputes and focus on the factors that a FinTech should consider when faced with a dispute.

Episode #4 - Interview with Alan Ainsworth from the OBIE (Part 2) 

In the fourth episode, Dil-Veer Kang, associate in our Finance Regulatory team, and Yasmin Johal, associate in our Finance Regulatory team, interview Alan Ainsworth, Head of Policy at the Open Banking Implementation Entity (OBIE), to explore the benefits of open banking and what the OBIE have been doing in this space. This is the second of a two part series exploring open banking.

Episode #5 - Interview with Liliana from Suprafin

In this episode, Vanessa Whitman, a partner & solicitor advocate in our Finance Disputes team, interviews Liliana Reasor, CEO and Founder of Suprafin.  We discuss how decentralised finance is impacting the future of financial services, how the digital assets space has changed during the pandemic and what the long-term impacts of these developments will be for the FinTech ecosystem.

Episode #6 - CBDC

In this episode, Dil-Veer Kang, associate in our Finance Regulatory team, Yasmin Johal, associate in our Finance Regulatory team and Susann Altkemper, Of Counsel in our Finance Regulatory team discuss Central Bank Digital Currencies which are booming across the world, and the UK is at the forefront. This podcast looks at what they are, what they can bring and how the world is developing CBDC innovation.

Episode #7 - Akoni

In this episode, Mumuksha Singh, a senior associate in our Corporate team, interviews Felicia Meyerowitz-Singh, Founder and CEO of Akoni.

Akoni helps users manage personal or client accounts and earn increased interest across an array of highly-rated banks via their award-winning, data driven platform. We discuss Open Finance, how FinTech is challenging the future of finance for consumers and the impact Covid-19 has had on investments in this space.

At the time of recording Akoni were predicted to become one of the jumbo software providers to global banks and investment platforms – Akoni has since been acquired by Stubben Edge.

Episode #8 - DeFi

In this episode, Dil-Veer Kang, associate in our Finance Regulatory team, Yasmin Johal, associate in our Finance Regulatory team and Erika Federis, associate in our Corporate & Leveraged Finance team discuss DeFi, why its important and how it is likely to change in the next 12 months.  

Episode #9 - Cryptoassets - MLR Registration

In this episode, Yasmin Johal, associate in our Finance Regulatory team and Matthew Nyman, Of Counsel in our Financial Services and FinTech team discuss registering a cryptoasset firm under the money laundering regulations in the UK – the process, what you need, and some top tips for an application, as well as developments in the next 12 months which you need to be aware of.

Episode #10 - How is FinTech disrupting Islamic Finance? - With Areeb Siddiqui, Founder and CEO of Kesrtl

In this episode, Shakeel Adli, Partner and Head of Islamic Finance at CMS, and Yasmin Johal, Associate and member of the Financial Services team at CMS, talk to Areeb Siddiqui, founder and CEO of CMS equIP members Kestrl - which is an award-winning finance app that makes it easy for Muslims to Budget, Save and Invest in line with their values. We explore the role that FinTech plays in Islamic finance, learn more out a bit more about Kestrl and how it is innovating this space and what we can expect in the future for the Islamic finance market and wider ESG markets.

Episode #11 - Marketing Cryptoassets in the UK

In this podcast, Yasmin Johal, Associate and member of the Financial Services team and Bhavesh Panchal, Associate and member of the Financial Services team at CMS, explore the recent developments relating to the marketing of cryptocurrencies. We discuss the new rules which will bring qualifying cryptoassets within the scope of the financial promotions regime and explore the impact of these developments.

Episode #12 - Diversity and Inclusion in FinTech – With Nadia Edwards-Dashti, co-founder of the Harrington Starr Group

In this podcast, Yasmin Johal, Associate and member of the Financial Services team at CMS, talks to Nadia Edwards‑Dashti, who co-founded the Harrington Starr Group in 2010, which has grown into the leading FinTech recruiter based in London (and also has offices in New York). We explore the Diversity in FinTech, how this has evolved over the years, what FinTechs should consider going forward and how the ever changing FinTech Landscape will adapt in the next 12 months.

Authors

Portrait of Daniel Gallagher
Daniel Gallagher
Senior Associate
London
Portrait of Yasmin Johal
Yasmin Johal
Associate
London
Portrait of Barbara Zapisetskaya
Barbara Zapisetskaya
Senior Associate
London
Portrait of Vanessa Whitman
Vanessa Whitman
Partner
London
Portrait of Rachel Harrison
Rachel Harrison
Senior Associate
Bristol
Dil-Veer Kang
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