The CMS FinTech team brings together the strengths of market-leading legal and technological expertise, with industry knowledge. With our expert technology, outsourcing, intellectual property and data privacy teams, substantial banking and insurance team, and considerable regulatory practice, CMS is a genuine FinTech powerhouse. And our experienced corporate team boasts the skills to deliver successful transactions for the largest institution to the smallest start-up and its investors.

Our scale and deep industry expertise enables us to serve the full spectrum of players in the Fintech market, including the largest retail and investment banks, Fintech investors such as Anacap and Blenheim Chalcot, established Fintech companies like ClearScore and GoCardless, and the smaller start-ups such as Akoni and MishiPay. We also have particular depth of experience in the launch of crowdfunding platforms and initial coin offerings (ICOs).

Please browse the sections below to find out more about how we can help you:

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Fintech Regulations and Regtech Image
Fintech Innovation, Crowdfunding & Crypto-currencies Image
Fintech Lending Transactions Image
Fintech M&A Transactions Image
Fintech Payments Image

To find out more about our views and hot topics related to FinTech, please take time to browse our Insights section.

To find out more about CMS’ equIP accelerator programme for start-ups please visit our equIP and start-ups section or contact one of our FinTech team.

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High­lights of our ex­per­i­ence in FinTech in the UK
Wheth­er you are de­vel­op­ing your own FinTech busi­ness, nur­tur­ing, ac­quir­ing, or in­vest­ing in them, you need the re­as­sur­ance that you are do­ing the right thing for your busi­ness and for your cus­tom­ers.The UK is at the fore­front of FinTech de­vel­op­ment w

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20 July 2020
FCA Dear CEO Let­ter and Re­lease of Fi­nal­ised Guid­ance on Coronavir­us and...
The FCA has fi­nal­ised ad­di­tion­al guid­ance and pub­lished a Dear CEO let­ter for pay­ments in­sti­tu­tions and e-money in­sti­tu­tions, to strengthen the way in which they look after cus­tom­ers’ money. Sam Robin­son, James Dick­ie, Yas­min Jo­hal and Dil-Veer Kang, writ
29 July 2020
Vul­ner­able Cus­tom­ers and FinTech – life after Cov­id-19
Al­most two years ago as the Treas­ury Com­mit­tee heard evid­ence in the Con­sumers’ Ac­cess to Fin­an­cial Ser­vices en­quiry, some sur­prise was ex­pressed at the pro­jec­ted levels of po­ten­tial vul­ner­ab­il­ity in...
1 June 2020
Coronavir­us and safe­guard­ing cus­tom­er­s' funds: pro­posed guid­ance for pay­ment...
The FCA has launched a con­sulta­tion on ad­di­tion­al guid­ance for pay­ments in­sti­tu­tions and e-money in­sti­tu­tions, to strengthen the way in which they look after cus­tom­ers’ money. Sam Robin­son, James Dick­ie and Yas­min Jo­hal, writ­ing in Thom­son Re­u­ters, ex­plor
27 July 2020
HMT con­sults on in­clud­ing cryptoassets in the fin­an­cial pro­mo­tions re­gime
On 20 Ju­ly 2020, HM Treas­ury pub­lished a con­sulta­tion pa­per (the “Con­sulta­tion Pa­per”) which seeks to bring cer­tain cryptoassets in­to the scope of the fin­an­cial pro­mo­tions re­gime. The Con­sulta­tion...
20 May 2020
FCA ac­cel­er­ates di­git­al sand­box pi­lot to sup­port firms amidst the COV­ID-19...
The FCA has set out its pro­pos­al to ac­cel­er­ate the di­git­al sand­box pi­lot to sup­port in­nov­at­ive firms amidst the Cov­id-19 Pan­dem­ic. In an art­icle ori­gin­ally pub­lished in the Thom­son Re­u­ters, Sam Robin­son, Susann Altkem­per and Yas­min Jo­hal ex­plain the di­git
22 June 2020
ESMA con­sults on new rules for Cloud ar­range­ments
On 3 June 2020, ESMA pub­lished a Con­sulta­tion Pa­per (“CP” which is avail­able here) on draft guidelines for out­sourcing to cloud ser­vice pro­viders. For both as­set man­agers and funds, the CP pro­poses...
24 March 2020
Pay­ments Solu­tions
CMS is a genu­ine FinTech heavy­weight, hav­ing broad and deep reg­u­lat­ory, tech­no­logy, data pro­tec­tion com­pli­ance and trans­ac­tion ex­e­cu­tion ex­per­i­ence, un­der­stand­ing the is­sues that are likely to arise on deals in the Pay­ments sec­tor.
18 May 2020
FCA ac­cel­er­ates di­git­al sand­box pi­lot to sup­port firms amidst the Cov­id-19...
The FCA re­leased a state­ment set­ting out its pro­pos­al to ac­cel­er­ate the di­git­al sand­box pi­lot in or­der to en­hance reg­u­lat­ory sup­port for in­nov­at­ive firms amidst the Cov­id-19 pan­dem­ic. The FCA states that...
17 February 2020
The reg­u­lat­ory FinTech sand­box - a glob­al re­view
The reg­u­lat­ory FinTech sand­box - a glob­al re­view by Sam Robin­son, Susann Altkem­per and Yas­min Jo­hal from CMS. Find out more.
07 May 2020
Cy­ber re­si­li­ence: The Fin­an­cial Sta­bil­ity Board con­sults on a new cy­ber...
The Fin­an­cial Sta­bil­ity Board (“FSB”) has pub­lished a con­sulta­tion re­port on Ef­fect­ive prac­tices for cy­ber in­cid­ent re­sponse and re­cov­ery, which is a toolkit of 46 ef­fect­ive prac­tices that or­gan­isa­tions...
2 December 2019
CMS named TMT Leg­al Ad­viser of the Year
CMS has re­ceived the coveted “TMT Leg­al Ad­viser of the Year” award at the 2019 TMT Fin­ance M&A Awards, held in Lon­don. Read more here.
28 April 2020
Green light for UK tower con­sol­id­a­tion
On 22 April 2020, the UK Com­pet­i­tion and Mar­kets Au­thor­ity (CMA) cleared Cell­nex’s ac­quis­i­tion of Ar­qiva’s UK tele­coms in­fra­struc­ture busi­ness.  Cell­nex, which cur­rently has a small share of the...