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Banking & Finance

The banking sector is changing at an ever-increasing pace. Changes in the organization of companies and the evolution of digitalization on an unprecedented scale are driving a series of related technologies that have significantly altered existing paradigms.

The challenges increase when the legal framework of credit institutions and financial companies evolves at a different time than reality, and the task of finding solutions that reconcile cultural differences, divergent business climates, and legal frameworks is often complex.

Companies can anticipate a robust regulatory production in the areas of crypto-activities, databases of bank accounts and payments, among others in the near future as well as a restructuring of bank loans and an increase in insolvencies

Whatever your opportunities or challenges may be, our team is built to provide crucial advice to businesses as they engage with the challenge of expanding by growth or to diversify into new sectors and markets, to exit investments or to divest of non-core activities, to raise funds or to list on the public markets.

We can help you shape your strategy, manage risks and make the most of business opportunities in these areas:

  • Corporate Finance
  • Acquisition Finance
  • Leveraged & Mezzanine Finance
  • Real Estate Finance
  •  Projects and Infrastructures Finance
  • Structured Finance

We have an in-depth knowledge of how banking law applies in practice across different markets and with cross-disciplinary teams, we work to provide advice close to our clients’ needs.


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06/12/2023
EU publishes Directive on distance financial services contracts in Official...
In November 2023, the EU legislator adopted the new Directive regarding financial services contracts concluded at distance.This Directive essentially aims to modernise the existing legal framework governing...
15/11/2023
NFTs under MiCAR – are they regulated or not?
The Markets in Crypto-Assets Regulation (MiCAR) sets down a harmonised regulatory framework for crypto-assets. MiCAR's overarching goal is to extend regulatory oversight to those categories of cryptos...
15/11/2023
European Parliament adopts Data Act
On 9 November 2023, the European Parliament adopted the harmonised rules on fair access to and use of data (the Data Act), which complements the Data Governance Act of November 2020 by laying down rules...
19/10/2023
Safeguarding the digital vault: custody and administration of crypto-assets...
With the rise of cryptocurrencies and blockchain technology, European regulators have recognised the need to establish a comprehensive framework to ensure the sector's integrity, transparency and the...
13/10/2023
Security interest law in Portugal
Guarantees 1. Can an intercompany guarantee be granted?  Security 4. Can a security interest be granted in the following type of asset? Perfection 8. In order to be enforceable against third parties...
11/10/2023
Adoption of the new consumer credit directive: impact for BNPL
On 9 October 2023, the Council of the European Union adopted the new directive on consumer credits (CCD) in its final and definitive version. This version was already approved by the European Parliament...
19/09/2023
Trading of crypto-assets in detail
The Markets in Crypto-Assets Regulation (MiCAR) sets down a harmonised regulatory framework for service providers known as crypto-asset service providers (CASPs), which carry out activities with crypto-assets...
24/07/2023
EU proposes legislation affecting digital payments
The EU has proposed the creation of a third Payment Service Directive (PSD3) Directive to replace PSD2 and a regulation on payment services in the internal market in an effort to protect consumers involved...
05/07/2023
How to use E-money tokens in the EEA
The Markets in Crypto-assets Regulation (MiCAR) covers electronic money or e-money tokens, a crypto-asset that purports to maintain a stable value by referring to the value of a fiat currency that is...
26/06/2023
Overview of the competent authorities under MICAR
Building on the CMS series of articles “Legal experts on Markets in Crypto-Assets (MiCA) regulation”, this new article describes the powers of the competent authorities of EU member states, the European...
20/06/2023
ARTs in detail
EU regulation MICAR now regulates asset-referenced tokens1. DEFIN­I­TION OF ARTSMiCAR defines Asset-referenced tokens (ARTs) as a type of crypto-asset that is not an electronic money token and that purports...
14/06/2023
The scope of application of the Markets in Crypto-assets Regulation
In April 2023, the Markets in Crypto-assets Regulation (MiCAR) was ratified becoming the first regulatory framework for crypto-assets with the strategic goals of protecting consumers, investors and market...