Home / Expertise / Banking & Finance

Banking & Finance

Morocco

A changing banking sector 

Slowdown in bank loans, significant risk exposure, entry of new players onto the market (telecommunications operators, money transfer companies), digital transformation, advent of participative banking, tightening of prudential regulations and capital requirements, overhaul of the classification of receivables and new vigilance requirements – as a player in the banking or insurance sector, you are faced with numerous challenges in a context of profound economic and regulatory changes. Obtaining support from legal advisors with expertise in tax and financial matters is essential to your development. 

Assistance with all of your banking and financial issues 

Whether you are a Moroccan financial institution in the middle of international expansion or a foreign company planning to set up or outsource part of its activity in Morocco, we have the capabilities to advise you and assist you with all of your issues and your operations: 

  • Regulation of credit institutions, investment service providers and insurance companies, 
  • Regulation of intermediation in banking, insurance and financial services, 
  • Foreign exchange amnesty,  
  • Bank financing, treasury services, 
  • Establishment of guarantees,  
  • Collective management vehicles (standard, alternative and venture capital), 
  • Market operations, 
  • Securitisation transactions, 
  • Financial products; particularly life insurance, general insurance, health insurance, reinsurance, OTC products and products traded on regulated markets, 
  • Financing of acquisitions, projects and assets, 
  • Financing by real-estate leases and real-estate loans, 
  • Structured financing,  
  • Debt restructuring and rescheduling, 
  • Banking and financial judicial and disciplinary litigation. 

Advanced advice to keep up with and anticipate ongoing changes 

Our multi-disciplinary team is particularly aknowledged for its excellence in taxation and strives to understand each of your issues from multiple perspectives. Our ability to handle the tax, regulatory and legal aspects of your transactions at the same time allows us to take on the most complex cases – in fact, we work on innovative and transnational transactions, supported by partners from the CMS network. This combination of skills also gives us a strategic perspective decisive to understanding the changes at work. 

Recent experience  

Coface | Advice covering all aspects of business law, regulations, tax and labour law. 

BMCE Bank | Advice to the group on a project to reorganise its holdings. 

Read more Read less
Awards & Rank­ings

Feed

Show only
08/04/2020
Cov­id-19: meas­ures taken in fa­vour of com­pan­ies
Cov­id-19: meas­ures taken in fa­vour of com­pan­ies in Mo­rocco. Find out more.
20 August 2019
Brave new world - eco­nom­ic sub­stance re­quire­ments in­tro­duced in the UAE
New reg­u­la­tions con­cern­ing eco­nom­ic sub­stance (Cab­in­et of Min­is­ters Res­ol­u­tion No.31 of 2019) (the “Reg­u­la­tions”) have been im­ple­men­ted in the UAE. The Reg­u­la­tions in­tend that all in-scope UAE en­tit­ies...
07/04/2020
Mo­rocco : State health emer­gency
The King­dom of Mo­rocco has de­clared a state health emer­gency as from Fri­day, 20 March 2020 at 6 pm. Find out more.
19 July 2019
Po­s­eidon Prin­ciples and re­spons­ible ship fin­an­cing
On 18th June 2019, 11 banks with col­lect­ively over $100bn in as­sets and rep­res­ent­ing nearly 20% of the glob­al ship fin­ance signed a glob­al frame­work agree­ment, called the Po­s­eidon Prin­ciples. These are...
26/04/2019
Leg­al 500 EMEA 2019
Our law firms are rank­ing in Leg­al 500 EMEA 2019. Tax law, cap­it­al mar­kets, em­ploy­ment... See all our 2019 rank­ings!
16 July 2019
An in­tro­duc­tion to the law of block­chain and dis­trib­uted ledger tech­no­lo­gies...
Data Pro­tec­tion The European Gen­er­al Data Pro­tec­tion Reg­u­la­tion raises at least two is­sues in par­tic­u­lar in this con­text. First: is pseud­onym­ous in­form­a­tion per­son­al data? Second: how can a “right...
12/11/2018
IFLR1000 - 2019 edi­tion
Our firm is one of the best law firms in Par­is. We were ranked in 9 cat­egor­ies of the IFLR1000 guide. Cap­it­al mar­kets, private equity, etc. See all our 2019 rank­ings!
11 July 2019
An in­tro­duc­tion to the law of block­chain and dis­trib­uted ledger tech­no­lo­gies...
Rem­ed­ies: In Prin­ciple The ori­gin­al Bit­coin White Pa­per stressed the im­port­ance of trans­ac­tions not be­ing re­vers­ible. Ir­re­vers­ib­il­ity is a func­tion of Bit­coin, de­lib­er­ately de­signed to re­duce trans­ac­tion...
10/07/2012
Sup­port­ing your busi­ness in Mo­rocco
08 July 2019
An in­tro­duc­tion to the law of block­chain and dis­trib­uted ledger tech­no­lo­gies...
Jur­is­dic­tion­al is­sues Many com­ment­at­ors note that true de­cent­ral­isa­tion im­plies that en­force­ment of ob­lig­a­tions must be ef­fected through the sys­tem. A per­mis­sioned sys­tem may in­clude con­ven­tion­al gov­ern­ing...
27/04/2011
CMS Bur­eau Fran­cis Le­fe­b­vre Mo­rocco ad­vises the banks fin­an­cing Black­stone­'s...
19 June 2019
An in­tro­duc­tion to the law of block­chain and dis­trib­uted ledger tech­no­lo­gies...
Block­chain and oth­er dis­trib­uted ledger tech­no­lo­gies (DLT) are ap­proach­ing the main­stream. Tech­no­logy com­pan­ies of­fer products for com­mer­cial pro­jects. IB­M's Block­chain Plat­form ref­er­ences “500+ cli­ent...