Languages
- English
Caroline has over 17 years of experience in pension law. She advises a range provider and trustee clients in relation to their defined benefit and defined contribution pension schemes, with assets ranging from less than £10 million to over £6 billion. Caroline’s practice involves providing day to day support on DC regulatory obligations, member disputes and GMP equalisation projects and “end-game planning”. This includes: (i) negotiations with employer sponsors, (ii) advising on and implementing contingent funding packages, (iii) de-risking projects, and benefit specification drafting and review. Caroline also has experience preparing and testing trustee risk manuals including running regular fire-practices with trustee boards designed to test for adequate scenario planning.
She has unparalleled experience in the recent innovations in the market including use of an assured payment policy, conversion of a longevity swap as part of a buy-in, establishing umbrella contracts for tranched buy-ins with different insurers, superfund development and all aspects of residual risks.
Caroline is Chair of the CMS Master Trust Sub-committee and set up the CMS Master Trust In-House Lawyer Network – a network specifically for DC pension schemes to keep them apprised of developments in regulation and the DC market. She also sits on the APL’s Legislative and Parliamentary Committee and has contributed to multiple pension law textbooks.
