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Une expertise juridique adaptée aux besoins de l'industrie FinTech

Nos avocats expérimentés en droit bancaire et financier et nos experts fiscaux conseillent les banques, les fournisseurs de services financiers, les start-ups, les entreprises technologiques et les investisseurs sur les différentes questions juridiques liées à la mise en œuvre de projets FinTech.

CMS est considéré par de nombreuses entreprises comme leur premier choix pour tous les services juridiques liés à :

  • La promotion de blockchains spécifiques et/ou de crypto-monnaies dans le domaine des structures de fondation ou d'association.
  • Les échanges de crypto-monnaies
  • Offres de jetons de sécurité (STO)
  • Offres initiales de pièces de monnaie (ICO)
  • Plateformes de crowdfunding
  • Investissements dans des sociétés FinTech
  • KYC (Know Your Customer)-Outsourcings (White Listing)
  • Distribution d'instruments tokenisés en Suisse
  • Procédures d'autorisation et demandes de lettres de non-intervention
  • Plateformes de numérisation de dettes ou d'actions

Il est essentiel pour nous de tenir nos clients informés de tous les développements pertinents. Si vous souhaitez recevoir des actualités et des invitations à des événements, inscrivez-vous à notre newsletter.

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01/06/2021
FDI and digital assets
FDI joins competition and regulatory rules as major consideration in digital infrastructure M&A deals With the arrival of Foreign Direct Investment (FDI) regimes, a whole new layer of regulatory concerns is now imposed on investments in the communications sector. These investment review and control systems run unashamedly against the long-prevailing tide of market opening: they represent the clear triumph of security concerns and national interest over principles of free movement of business and capital.  In this way, regulators are increasingly considering communications infrastructure as either:critical national infrastructure, orimportant national assetsThis has led to a parallel chain of approval, which sits alongside any competition process or criteria, although the two tracks may have aspects in common. The FDI approvals are generally carried out by a minister or government department and are more often a political rather than a strictly legal process. This allows a wide range of discretion, as well as less formality. Whilst most regulatory regimes have specified assessment periods, timing can be more uncertain in FDI than merger control processes. In addition, FDI review of these transactions depends on varying definitions of “public interest”, such as public order, national security, protection of individual rights and supply chain reliability. FDI controls often capture agreements, acquisition types and structural mechanisms that may fall outside merger control rules. Furthermore, many FDI regimes apply irrespective of any turnover or other thresholds. National industrial policies have evolved quickly to reflect the growing importance of digital infrastructure and communications in society, and the new methods of working and living that have developed during the epidemic. The protection of digital infrastructure and the security of communications networks are key, for example, to the UK’s new National Security and Investment Act. This includes expansive sectoral definitions and, when it comes into force later in 2021, will require the mandatory notification of (among other deals) a broad array of digital and com­mu­ni­ca­tions-re­la­ted transactions. Other countries such as Germany have for some time considered the operation of IT infrastructure, housing and hosting, content delivery networks and cloud computing services as “sensitive”, requiring mandatory notifications of direct or indirect investments by non-EU/EFTA persons. Since May 2021, foreign investment in companies developing or manufacturing network components also often require notification. These considerations interact in a complex way with new investment models for digital infrastructure. Earlier models, such as the national cham­pion/do­mi­nant operator/single network communications paradigm, have evolved into a broader ecosystem. Now, there are almost always multiple stakeholders, both at the network and services level - including service providers, network owners and operators (mobile and fixed) - as well as “over the top” players that use telecom networks to deliver communications and related services. What’s more, a new range of funders and lenders has emerged, providing “neutral host in­fras­truc­ture” that make networks available on a “connectivity as a service” basis. This can further complicate regulators’ ability to gauge the potential impact of M&A on domestic infrastructure and services. With FDI considerations increasingly impacting communications deals, national and regional regulators will need to update their models and guidelines in order to reflect the wider range and greater number of infrastructure and service providers.
05/08/2021
CMS Global Fintech Update
The legal framework in the fintech industry is changing very quickly and sometimes varies greatly from jurisdiction to jurisdiction. Our global update, will give you an overview of the latest changes and topics we have been dealing with in Europe, Africa and Latin America region. This will give you an at a glance summary of a number of articles that we have produced on a local basis. For a more in-depth analysis or for any questions, please reach out to your usual CMS contact or listed in this update Fintech experts.

Notre approche de service complet

Nos avocats à Zurich et à Genève sont spécialisés dans les domaines suivants :

  • Droit bancaire et financier
  • Droit de l'informatique et de la protection des données
  • Droit fiscal
  • Conformité
  • Droit des sociétés et fusions et acquisitions

Notre offre de service pluridisciplinaire nous permet, en plus de notre équipe Fintech, de combiner plusieurs expertises et juridictions si nécessaire.

 

Une industrie FinTech sans frontières - tout comme nos conseils.

CMS conseille les entreprises FinTech en Suisse et à l'étranger. Si des connaissances spécifiques d'une autre juridiction sont nécessaires, nous faisons appel à des spécialistes FinTech de nos bureaux CMS dans le monde entier. Avec plus de 5 000 avocats dans plus de 40 pays, nous sommes en mesure de réaliser votre projet global.

 

Contactez nos experts FinTech

Que vous développiez votre propre entreprise FinTech, que vous entreteniez ou investissiez dans ce domaine, nous sommes à votre disposition si vous avez besoin de conseils juridiques; n'hésitez pas à nous contacter.

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FinTech Lawyers & Tax Experts in Switzerland
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