Financial Services & Regulation
Our Financial Services & Regulation team can provide a wide range of legal services advice associated with the regulated financial sector.
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With leading practices in the UK’s two biggest financial services centres, London and Edinburgh, our team combines wholesale and retail, contentious and non-contentious expertise across banking, insurance, asset management and financial intermediation. You can be assured we understand the regulatory context in which you operate and recognise the importance of finding commercial solutions.
Our specialist regulatory lawyers advise retail and wholesale financial services firms on managing regulatory risk and resolving and avoiding regulatory action and disputes.
Having represented firms in over 400 regulatory investigations and enforcement proceedings, our team combines knowledge of regulated businesses with a clear understanding of what the regulators require.
We use that experience to help clients manage and grow their businesses through the development of new products, services and distribution channels.
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Regulatory News - Financial Services & Regulation
See all Regulatory News - Financial Services & RegulationFCA: Review of how well pre-sale investment disclosure documents work for consumers
FCA has also published the results from its review of current pre-sale investment disclosures documents, which will need to be updated as firms embed the CCI rules. The review found that, out of 132 examined for readability, only 6% were written in plain English. It also looked at these and a further 40 documents, from firms that both manufacture and distribute products, to see how easy they were to understand. All the documents were found to be more complex than GCSE level.
FCA: CP26/24: Simplifying consumer investment disclosures
FCA is now consulting on changes to align cost disclosure requirements derived from MiFID with the Consumer Composite Investments (CCI) regime. FCA is simplifying and consolidating the disclosure requirements for MiFID, IDD and non-MiFID investments business. Responses are required by 21 August 2026.
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FCA: PS26/14: FCA Regulated fees and levies 2026/27
Further to CP26/11, FCA has published feedback and made rules. It is noted that FCA will publish its response to feedback on cryptoasset application fees and the final rules in the September Handbook Notice.
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HMT: Payments Vision Delivery Committee update: Roles and Responsibilities in the future retail payments ecosystem
The Committee has set out cross‑ HMT and authority thinking to guide engagement with stakeholders in the payment ecosystem on future roles, responsibilities and interactions with regard to the future core infrastructure.
FCA: Unit-linked pensions and savings – multi-firm review of Consumer Duty price and value practices
FCA has published its findings on insurance firms’ price and value practices for unit-linked non-workplace pensions and savings, including good practice for firms and the regulator’s expectations. FCA highlights that customers holding legacy pension products, now closed to new savers, could be receiving poorer value than those in newer ones.
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We provide future-facing legal advice to help your organisation thrive. Combining local market knowledge and a global perspective, and with lawyers in locations worldwide, your organisation benefits from the expertise it needs, even across borders.
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