Home / Europe / United Kingdom / Insurance / Insurance Regulatory / Insurance Regulatory lawyers

Insurance Regulatory lawyers

Resilient since the financial crisis, the insurance sector has not escaped the regulator’s tougher, more intrusive stance. Insurers must wrestle with UK reforms such as the new Senior Insurance Managers’ Regime, whilst coping with the operational realities of the Solvency II prudential rules and the rest of the EU agenda. Long-standing concerns face the industry, including those about the role of delegated authorities and the risks in outsourcing. In personal lines, responsibility for product design and governance is a key risk for both intermediaries and insurers.

CMS supports companies with advice on all forms of retail, commercial and wholesale insurance products, as well as life, protection, pensions and investments.

CMS' team of 'highly knowledgeable insurance experts' provides 'good commercial advice, short response times and great value for money'.
Legal 500 UK, 2015

CMS specialists are closely involved with EIOPA and PRA/FCA regulatory developments - including Solvency II and its broader impact on group structures, asset treatment and related transactions. We advise brokers, life offices, general insurers and other market participants (including Lloyd’s) on a broad range of advisory, contentious and transactional assignments. Our advice covers areas such as conflicts of interest, client money, remuneration structures, IDD, products and broader governance issues, a range of insurance issues subject to thematic review by FCA, claims and complaints handling, section 166 Skilled Person appointments, investigations and enforcement.

We also have in-depth expertise on regulation that impacts the assets, investments and balance sheet of insurers, including the regulatory environment for our specialist transactional assignments such as longevity risk transfer and alternative lending.

 
Paul Edmondson
Paul Edmondson
Part­ner
United Kingdom, London
Paul Edmondson is a partner in our Financial Services & Products team. He has over 20 years’ experience advising financial institutions on a range of regulatory and commercial issues.Clients include...
Karagh Gilliatt
Karagh Gilliatt
Part­ner
United Kingdom, Edinburgh
Karagh Gilliatt is a partner in the firm’s Financial Services & Products Team and has over 10 years' experience in financial services law. Karagh specialises in regulated funds, asset and transitions...
Thomas Lockley
Thomas Lockley
Part­ner
United Kingdom, London
Thomas Lockley is a partner in the CMS Financial Services team and specialises in advising financial institutions on regulatory matters, and corporate finance and risk transactions.Thomas advises investment...
Alison McHaffie
Alison McHaffie
Part­ner
United Kingdom, London
Alison McHaffie is a partner in the Financial Services and Products Team specialising in all types of contentious regulatory and governance matters.She qualified at CMS in 1995 and has over 25 years of...
Simon Morris
Simon Morris
Part­ner
United Kingdom, London
Simon Morris has been a partner in the firm’s Financial Markets team since 1988, having joined the firm in 1980 and qualified as a solicitor in 1982.He advises a wide range of UK and overseas financial...
Jenny Nanalal
Jenny Nanalal
Part­ner
United Kingdom, London
Jenny Nanalal is a partner in our Financial Services team, where she advises financial institutions on capital-driven transactions and associated regulatory matters, with a particular focus on risk transfer...
Owen Ross
Owen Ross
Part­ner
United Kingdom, London
Owen is a partner in the CMS financial services group, he advises insurers, reinsurers, Lloyd’s businesses and capital providers on transactional matters. Much of his work is capital driven and he...
Ash Saluja
Ash Saluja
Part­ner
Head of Financial Services & Products
United Kingdom, London
Ash Saluja has over 20 years of experience advising clients on regulatory and commercial matters.Clients include banks, broker-dealers, funds, investment managers and advisers, exchanges, platforms and...
Pippa Tasker
Pippa Tasker
Part­ner
United Kingdom, London
Pippa is a partner in the Financial Services Team. She advises on a wide range of regulatory and commercial issues affecting financial service providers and institutional investors, such as establishment...
Kate Murphy
Kate Murphy
Of Coun­sel
United Kingdom, London
Kate Murphy is Of Counsel in the Insurance and Reinsurance group